OT - what a great bank!

So, I've been having problems w/ my current bank and have decided to open a checking account at a different one...but where? I have been visiting various sites & reading up on the checking accounts they offer, but they all seem somewhat similar.

So, I thought I'd ask here: does anyone have a checking account somewhere that offers points, rewards, stellar customer service, and/or anythinggg else that would make it highly reccommendable?

Thanks in advance!

ps - dont know if this matters, but I live in NYC.

Wed. Jan 30, 3:46pm

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Commerce Bank has been a crowd pleaser in the past. The lines are out the door near my place in Brooklyn. Washington Mutual has been having some mortgage problems so I'd guess they'd be doing some promotions to get new customers in.

I bank with Chase and I love them for their customer service. The only thing is that I have a lot of money, so I don't know what their service is like if you are poor. Probably crappy like most things in life. Which is why it makes no sense to be poor. You know?

Wednesday, January 30, 2008, 3:49 PM

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Haha, be careful PP... people on here will jump on that type of comment pretty quick as being rude. I think that its the funniest thing I have heard all day. i totally agree... it makes no sense to be poor and I think I should stop at once.

Wednesday, January 30, 2008, 4:07 PM

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Keep your eyes open for promotional stuff from Capital One - they acquired North Fork and will be rolling out the new branding in the next month or two.
I also live in NYC.

Wednesday, January 30, 2008, 4:39 PM

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Credit Unions are the way to go if you can get in!

Wednesday, January 30, 2008, 4:46 PM

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I don't know of any checking accounts that offer points/rewards. I think that is mostly associated with credit cards.

For a checking account, I look for somewhere with a branch that is convenient for me - right near home or work - b/c customer service is almost always better in person than over the phone. And, I look for ones with ATMs near places that I go often (work, home, and out and about) so I never have to pay ATM fees. I bank with Chase, and I like them b/c there are a ton where I live (Chicago), and also in most places where I travel (New York, Florida, etc. None in Vegas...)

For savings, I opened an account with Citi because they had a very high interest rate. They often do, as do online-only type banks. But, that's savings, not checking.

Wednesday, January 30, 2008, 4:52 PM

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